PenceWise does one thing: we track UK credit card, bank account and money-saving offers, check the details against the provider’s own website, and publish the ones actually worth your time – in plain English, with no jargon and no hype.
How we work. Every offer on this site is checked by a human against the provider’s own terms before we publish, and re-checked when offers change. When an offer ends, we say so.
How we make money. Some links on this site are referral links. If you apply through one, we may earn a commission from the provider. This never affects what we recommend, how we rank offers, or what you pay – you’d get the same deal going to the provider direct. Where a link is a referral link, it is marked as such.
Who’s behind this. PenceWise is edited by Timothy Chisholm, a UK-based armchair finance sceptic who reckons there should be better options for the average punter – and got tired of comparison sites that rank offers by who pays the biggest commission.
Important. Nothing on this site is financial advice. We’re information, not advisers. Rates, fees and offers change – always check the provider’s terms before applying. Approval depends on your circumstances.